Property for sale in Spain under €200,000
106 properties
Apartments and houses on the Spanish coast priced up to €200,000. Almost everything in this budget is on the Costa Blanca, and most of it is resale. Below is what is for sale today, with prices and floor plans.
All properties for sale
Current new-build projects and resale homes.
106 properties for sale
Apartment in Torrevieja
Bungalow Apartments in Calpe with Pool and Terrace
APARTMENTS WITH 3 BEDROOMS. 2 BATHROOMS. WITH POOL AND A TOTAL AREA OF 98 M2. TWO TERRACES. OPPOSITE THE PARK OF NATIONS.
REFURBISHED APARTMENT 50 METERS FROM PLAYA DEL CURA AND 50 METERS FROM THE MODERN CHURCH. 2 BEDROOMS. 1 BATHROOM. AREA 54 M2.
Renovated Apartment Only 200 Meters from Playa del Cura with Pool
PENTHOUSE WITH SEA VIEWS ON AV. DE LAS HABANERAS WITH VERY LARGE GARAGE SPACE INCLUDED. 2 BEDROOMS. 1 BATHROOM. TOTAL AREA OF 72 M2.
Bungalows in San Pedro del Pinatar
Flat - Madrid ID MPA281
Apartment - Alicante ID 73098
APARTMENT FRONTLINE WITH SEA VIEWS AND 100 METERS FROM THE BEACH. 2 BEDROOMS. 1 BATHROOM. WITH A SURFACE OF 63 M2.
Apartment in Torrevieja
Apartment in Torrevieja
Apartment near Del Cura and Los Locos beaches
Apartment in Torrevieja
Apartment - Torrevieja ID A1137
3 BEDROOM APARTMENT. 1 BATHROOM. IN THE CENTER OF TORREVIEJA. WITH A SURFACE AREA OF 81 M2. BEACH 450 METERS AWAY.
Apartments Overlooking Hondón Vineyards
Modern apartments with terraces and solariums in Bigastro
What €200,000 buys
In this budget, the coast mostly offers apartments and bungalows that are already built, on the resale market. The largest choice is on the southern Costa Blanca: Torrevieja, Orihuela Costa and the towns around them. There are some new builds under €200,000 too, but far fewer.
On the Costa del Sol we have almost nothing at this price: the square metre is dearer there, and nearly everything is new build.
How to read the price
New builds on the site show a "from" price: the cheapest unit in the development. A development "from €180,000" appears on this page, but a larger or higher apartment in the same block may cost more than €200,000. Check the price of the specific layout on the listing.
How much cash you need
Taxes and fees come on top of the price. Example for a €180,000 resale apartment on the Costa Blanca:
- transfer tax at 9%: €16,200;
- notary, land registry and paperwork: around another 1%, about €1,800;
- total on top of the price: about €18,000.
With a mortgage, Spanish banks usually lend non-residents up to 70% of the valuation. So your own money is about 30% of the price plus taxes and fees: in this example roughly €54,000 + €18,000 = €72,000.
Buying from the UK
Buying does not give you residency. Spain's golden visa for property investors was abolished in April 2025. Without a visa, a UK passport holder can stay up to 90 days in any 180.
Taxes. Almost everything on this page is in the Valencian Community: 9% transfer tax on resale, or 10% VAT plus 1.4% stamp duty on a new build. Properties in Andalusia or Murcia pay different rates — the town on the listing tells you which.
Spanish bank account. For a resale property — most of this page — it is not a legal requirement, but in practice you will need one: at the notary the seller is paid with a banker's draft that only a Spanish bank can issue. A transfer from abroad is possible, but the money has to leave several days before completion — a risk for you as the buyer. For a new build you do not need one. You need an NIE in every case, and we handle it for you.
Checks. With cheaper resale homes it is especially important to check for unpaid community fees and utility bills, and that the area matches the Land Registry. We do this before any deposit.